How does HaulProfit calculate if a load is profitable?

HaulProfit compares the load's rate per mile against your true cost per mile, which includes fuel, truck payment, insurance, maintenance, permits, and driver pay. If the rate exceeds your costs plus profit margin, you get green. If it covers variable costs but not fixed, you get yellow. If it loses money, you get red.

What is break-even RPM?

Break-even RPM (Rate Per Mile) is the minimum rate you need to cover all your operating costs. It's calculated from your true cost per mile including fuel, payments, insurance, maintenance, and other expenses. Any load paying below this rate loses you money.

How do service partners use HaulProfit?

Service partners provide HaulProfit free to their trucking clients. This helps clients make profitable decisions, survive their first year, and become long-term customers. Partners can white-label the platform with their branding.

Does HaulProfit work on load boards?

Yes. Our desktop app adds profitability badges directly into the major load boards you already use. You see green/yellow/red indicators next to each load without leaving the board.

What types of partners can use HaulProfit?

HaulProfit partners include service partners, fuel card providers, insurers, ELD providers, freight brokerages, and trucking associations. Any organization serving owner-operators can white-label HaulProfit as a value-add for their trucking clients.

What data products does HaulProfit offer?

HaulProfit offers trucking intelligence products including route profitability indexes, lane analytics, cost-per-mile benchmarks, and market signals for the US-Mexico-Canada corridor. Data is available via API or bulk licensing for freight platforms, insurers, and financial services.

How does HaulProfit data licensing work?

Data buyers can license HaulProfit's Intelligence Network data through APIs or bulk feeds. Products include cross-border lane profitability indexes, regional cost benchmarks, and freight market signals. Custom packages are available based on geography, data type, and volume.

What is the HaulProfit Intelligence Network?

The Intelligence Network aggregates anonymized cost and profitability data from thousands of owner-operators across the US-Mexico-Canada corridor. It powers lane-level market intelligence, cost benchmarks, and predictive freight signals used by partners and data buyers.

Factoring Industry Sees Wave of M&A Activity in Early 2026

Three major acquisitions announced in January signal continued consolidation. Here's what it means for trucking clients and the competitive landscape.

The factoring industry continues its consolidation trend with three significant acquisitions announced in January 2026, reshaping the competitive landscape for trucking clients.

Recent Deals

While we won't name specific companies, the pattern is clear:

Large regional factor acquired by national player (estimated
50M deal)
Tech-forward startup acquired by traditional factor (estimated $45M deal)
Two mid-sized factors merging operations (combined portfolio ~$800M)

What's Driving Consolidation

Several factors are pushing M&A activity:

Technology costs - Building competitive digital platforms requires scale
Risk management - Larger portfolios spread default risk
Margin pressure - Consolidation enables efficiency gains
Client acquisition costs - Buying portfolios is often cheaper than acquiring clients one-by-one

Impact on Trucking Clients

For truckers currently with factoring companies, consolidation can mean:

Potential positives:

Better technology and portals
More services and value-adds
Stronger financial backing

Potential negatives:

Rate increases post-acquisition
Service disruptions during integration
Loss of personal relationships

What to Watch For

If your factor is acquired, pay attention to:

Rate change notices - Many deals include planned rate adjustments
Service level changes - Will your dedicated rep remain?
Contract terms - Review any new agreements carefully
Technology transitions - Budget time for learning new systems

Competitive Opportunity

For factors NOT engaged in M&A, this is an opportunity. Displaced clients from mergers are often looking for:

Stability and consistency
Personal relationships
Competitive rates
Value-added services like profitability tools

If you're a factor reading this, now is the time to differentiate. Clients in transition are actively shopping.